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South Africa's most affordable and accessible payday solution.

Removing the administrative and cashflow burden of administering employee advances.

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What does SmartWage do?

SmartWage gives employees access to their salaries and wages as they have earned them.

How Does It Work

1. Employee Requests an Advance

1. Employee Requests an Advance

An employee requests access to a % of their already earned wages.

2. Payment to Employee

2. Payment to Employee

SmartWage pays the requested funds directly to the employees bank account within 24 hrs.

3. Employees Pays SmartWage

3. Employees Pays SmartWage

SmartWage reconciles payroll with the employer via an integration at month-end.

4. Employer Pays SmartWage

4. Employer Pays SmartWage

The employee is paid their normal salary at month end, less the amounts advanced.

What Does SmartWage Do For Employees?

Take a look at what some of our users have said and how it has helped them.

1
Track Earnings

Track Earnings

Our tracking tool offers employees insight into their financial position at any stage, allowing them to make more informed decisions with their money.


2
Access Earnings

Access Earnings

Employees can access their earnings in real-time, giving them greater control over their finances, helping them meet unexpected expenses and avoid the need to resort to payday loans or other types of high-cost credit.

3
Improve Financial Wellness

Improve Financial Wellness

Through our financial education platform and free credit report service, we can measurably assess how employees are improving their financial wellness.


Some Of Our Trusted Clients

Employees Love SmartWage

Take a look at what some of our users are saying and how they have used SmartWage.

Get Started Today For Free Get Started Today For Free

Get Started Today For Free

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