SmartWage is an African technology company that enables employers to offer their employees access to earned wages
Employees’ income is fixed. Expenses fluctuate. Let’s change that.
We partner with employers to offer wage-access software to their employees. We integrate with any payroll software, ensuring that transactions are seamless, secure and fully auditable. Using their cell phones, your employees can access their earnings and use our interactive financial education tools.
SmartWage manages the entire journey from on-boarding, to transactions and queries.
Our technology and customer-centric approach makes wage-access simple.
The company will send the CSV file which they download from their payroll software.
Through USSD, SMS, WhatsApp or Facebook messenger, employees can activate their profile and get access to SmartWage.
Employees can now see how much they have earned and request up to 25% of their earned salary or wage.
Any advances through SmartWage gets deducted from the respective payslip via an integration or CSV file.
Take a look at what some of our users have said and how it has helped them.
Our tracking tool offers employees insight into their financial position at any stage, allowing them to make more informed decisions with their money.
Employees can access their earnings in real-time, giving them greater control over their finances, helping them meet unexpected expenses and avoid the need to resort to payday loans or other types of high-cost credit.
Through our financial education platform and free credit report service, we can measurably assess how employees are improving their financial wellness.
Take a look at what some of our users are saying and how they have used SmartWage.
I used SmartWage to pay for an unexpected vet bill
Using SmartWage helped me avoid taking any loans for the money I needed
Using SmartWage helps me a lot, I don't do loans anymore
...it's like a heavy load has been taken off my shoulders... Before SmartWage I would sometimes have to get temporary loan from the bank when emergencies arose but now with SmartWage there's no need for me to take temporary loans.