South Africa's most affordable and accessible payday solution.
Removing the administrative and cashflow burden of administering employee advances.
What does SmartWage do?
SmartWage gives employees access to their salaries and wages as they have earned them.
How Does It Work
1. Employee Requests an Advance
An employee requests access to a % of their already earned wages.
2. Payment to Employee
SmartWage pays the requested funds directly to the employees bank account within 24 hrs.
3. Employees Pays SmartWage
SmartWage reconciles payroll with the employer via an integration at month-end.
4. Employer Pays SmartWage
The employee is paid their normal salary at month end, less the amounts advanced.
What Does SmartWage Do For Employees?
Take a look at what some of our users have said and how it has helped them.
Track Earnings
Our tracking tool offers employees insight into their financial position at any stage, allowing them to make more informed decisions with their money.
Access Earnings
Employees can access their earnings in real-time, giving them greater control over their finances, helping them meet unexpected expenses and avoid the need to resort to payday loans or other types of high-cost credit.
Improve Financial Wellness
Through our financial education platform and free credit report service, we can measurably assess how employees are improving their financial wellness.
Some of our Trusted Clients
Employees Love SmartWage
Take a look at what some of our users are saying and how they have used SmartWage.
I used SmartWage to pay for an unexpected vet bill
Brenda. C
Bookkeeper
Using SmartWage helped me avoid taking any loans for the money I needed
Mbali. M
Landscaper
Using SmartWage helps me a lot, I don't do loans anymore
Phumlani. D
Project Manager
...it's like a heavy load has been taken off my shoulders... Before SmartWage I would sometimes have to get temporary loan from the bank when emergencies arose but now with SmartWage there's no need for me to take temporary loans.
Sibongakonke. B
Technician
