We give you access to your wages before payday
Our mobile solution shows you how much you’ve earned and how much you can access.
Select the amount you want advanced and we’ll pay it directly into your bank account.
Voila.
What is SmartWage?
SmartWage gives employees access to their salaries and wages as they have earned them. We do this by using WhatsApp, SMS or USSD to let employees know how much they have earned and how much they can access.
We also provide employees with an interactive financial education platform, helping employees to educate themselves while avoiding payday loans and other expensive short-term debt options.
Employees Love SmartWage
Take a look at what some of our users are saying and how they have used SmartWage.
I used SmartWage to pay for an unexpected vet bill
Brenda. C
Bookkeeper
Using SmartWage helped me avoid taking any loans for the money I needed
Mbali. M
Landscaper
Using SmartWage helps me a lot, I don't do loans anymore
Phumlani. D
Project Manager
...it's like a heavy load has been taken off my shoulders... Before SmartWage I would sometimes have to get temporary loan from the bank when emergencies arose but now with SmartWage there's no need for me to take temporary loans.
Sibongakonke. B
Technician
How Does It Work
We Tailor A Plan To Your Company
This will take into account the number of employees in your business. The service is completely free for employers.
We Gather All Information Needed
All we need to get employees on board is their WhatsApp number, bank details and net salary.
Employees Receive A Message
We send a message to employees at half month via Whatsapp and offer them to withdraw a percentage of their earnings.
We Reconcile At Month End
At the end of the month our software ensures that all balances of earnings are even and all parties are paid.
Some Of Our Trusted Clients
What Does SmartWage Do For Employees?
Take a look at what some of our users have said and how it has helped them.
Track Earnings
Our tracking tool offers employees insight into their financial position at any stage, allowing them to make more informed decisions with their money.
Access Earnings
Employees can access their earnings in real-time, giving them greater control over their finances, helping them meet unexpected expenses and avoid the need to resort to payday loans or other types of high-cost credit.
Improve Financial Wellness
Through our financial education platform and free credit report service, we can measurably assess how employees are improving their financial wellness.
