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smartwage quick thoughts

SmartWage is here to help hard-working people remain financially secure during difficult times, but we recognise that there are many practical and proactive steps anyone can take to ensure they can make ends meet and endure the strains posed by difficult times (like pandemics and lockdowns). One of these steps is budgeting, something not nearly enough of us do.

Budgeting can seem difficult, unnecessary or time consuming, but it doesn’t have to be, and the positive impact a budget can have on your life is enormous. Budgeting is useful for anyone, regardless of how rich or poor you consider yourself to be.

To help you get started on your budgeting, we have provided a few of our favourite South African budgeting tools for you below. Simple but powerful, they are free to use and extremely easy to understand. Give them a go today, see which ones work best for you and ensure you’re on top of your financial situation. You’ll be so grateful you did! Tell us which ones you use and why, or if we’ve left out any tools you love or find useful. We’d love to hear from you!

1. Discovery Budget Calculator

discovery budget tools

2. Old Mutual Tools and Calculators

old mutual budgeting tools

3. Truth About Money – Beginner’s Guide To Budgeting

truth about money screenshot

4. Debtbusters Budget Calculator

debt busters calculater

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