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Earned wage access. What is it all about?

Why are we paid at the end of the month or after 30 days of work?  Simply put, the 30-day pay cycle is a construct that was conceptualised during the Industrial Revolution and we have kept this ever since – because the arrangement suits companies and their cash flow. This may benefit companies but this

South African Employees are facing a ‘Payday Poverty Cycle’! Why is t...

Siya is a 28-year-old man working in Gauteng and earning a typical salary in his current employment as a call centre agent. Like many other working South Africans, he gets paid at the end of each month. During the month, Siya was confronted by a few unplanned expenses. His car broke down, and he had

smartwage quick thoughts
SmartWage Quick Thoughts: Budgeting in times of Corona

SmartWage is here to help hard-working people remain financially secure during difficult times, but we recognise that there are many practical and proactive steps anyone can take to ensure they can make ends meet and endure the strains posed by difficult times (like pandemics and lockdowns). One of these steps is budgeting, something not nearly